downsizing

Hey Everyone. How I’m downsizing My Household Expenses.I am taking a closer look at the family budget. After managing to dial down the burn a couple of years ago due to hubby opting for early retirement with the steady annuity payout per month (which is not equivalent to what he was taking home when employed by the US Postal Service), I have to slow it to barely a trickle. I itemize everything again: namely, house payment, car insurance payment (thankfully all vehicles are paid up!), utilities, term insurance, school tuition (yes, I opted for private school for the four kids), student loan payment, sustenance (aka food and groceries), cable and internet, cell phone family plan, home equity line of credit payment, dog food.Thank You.